Privacy Policy Statement

This Privacy Policy Statement relates to the collection, use and disclosure of personal data by China Minsheng Banking Corp., Ltd., Hong Kong Branch (“Bank”). Personal data is information relating to an individual.

The Bank respects customers' privacy and recognizes the importance of protecting the personal data of customers. It is the policy of the Bank to observe the Personal Data (Privacy) Ordinance of Hong Kong and other relevant laws and regulations in collecting, maintaining and using the personal data of customers. In doing so, the Bank will ensure compliance by the staff with the strictest standards of security and confidentiality.

Collection and use of personal data

The Bank collects personal data from the Bank's web portal visitors on a voluntary basis. Personal data collected by the Bank will be used for the purposes indicated in the respective screens in which customers are invited to provide personal data and in our “Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance” (“Notice to Customers”).

Personal data held by the Bank is kept confidential. The Bank will not use personal data collected from customers for any purposes other than those already specified to customers herein or in the Notice to Customers unless the customers have expressly agreed to such purposes, or unless such usage is permitted or required by law.

If you are our customer and are using our services on-line, or if you are a visitor and are applying for our services on-line, the Bank may collect information from you. Failure to provide such information to the Bank may result in the Bank being unable to entertain your application for such services or products.

Data Disclosure Restrictions

The Bank follows strict privacy procedures in regard to protection of personal data. No disclosure of personal data to third parties is allowed unless the related customer has been previously informed or the disclosure is permitted or required by any law binding on the Bank.

Data Retention

The Bank retains records of all on-line transactions for verification and checking purposes. When the information becomes unnecessary, the Bank will destroy them.

Data Security

All personal data provided to the Bank is secured with restricted access by authorized personnel.

Personal data may be transferred to, or stored at, a location outside of your country of residence. Regardless of where personal data is transferred, the Bank takes all steps reasonably necessary to ensure that personal data is kept securely.

You should be aware that the internet is not a secure form of communication and sending and receiving information over the internet carries with it risks including the risk of access and interference by unauthorized third parties. Information passing over the internet may be transmitted internationally (even when sender and recipient are located in the same country) via countries with weaker privacy and data protection laws than in your country of residence. The Bank does not accept responsibility or liability for the confidentiality, security or integrity of your personal data in connection with its transmission over the internet.

Other terms and conditions.

There may be specific terms and conditions in our banking and product agreements that govern the collection, use and disclosure of your personal data. Such other terms and conditions must be read in conjunctions with this Privacy Policy Statement.

Direct Marketing

If you do not wish us to use or provide to other persons your personal data for use in direct marketing, you may exercise your opt-out right by notifying us.

Personal Information Collection Statement

Please see the Bank’s “Notice to Customers and Other Individuals Relating to the Collection and Processing of Personal Data.pdf”.

Right of Access

Subject to applicable law, regulations and/or banking industry guidelines, you may have the right to request a copy of the personal data processed in relation to you, the Bank may be allowed by law to charge a fee for a copy of personal data.

Request for access to data or correction of data or for information regarding policies and practices and kinds of data held should be addressed to:

The Data Protection Officer

China Minsheng Banking Corp., Ltd., Hong Kong Branch

40th Floor, Two International Finance Centre, 8 Finance Street, Central, Hong Kong

Telephone: 2281 6800

Fax: 2899 2617

June 2017

 私隐政策声明

本私隐政策是阐述本行对个人资料的收集、使用和披露的政策。个人资料指有关客户个人的资讯。

本行尊重客户私隐及深明保护客户个人资料之重要性。于收集、纪录维护及使用客户之个人资料时恪守个人资料(私隐)条例及相关法律法规是本行之政策。为履行此承诺，本行会确保属下职员依从保安及保密方面最严格的规定。

收集及使用个人资料

本行是在本行网站浏览者自愿提供的情况下收集其个人资料。本行会将资料用于客户被邀请提供个人资料之个别画面及在「关于《个人资料（私隐）条例》致客户及其他个别人士的通知」(「客户通知」)所指示之用途上。

本行会把客户个人资料保密。本行不会将个人资料使用于已在此或在客户通知上述明的用途以外的其他用途上, 除非本行已获得客户明确的许可, 或在法例容许或要求下。

如 阁下是本行客户并使用本行网上服务，或如 阁下正浏览本网站并于网上申请使用本行服务，本行可能向 阁下收集有关资料。如 阁下不提供该等资料，可能导致本行不能处理 阁下使用该等服务或产品的申请。

资料披露之限制

本行依从严谨之保障私隐程序以处理个人资料。除非有关客户事前得到知会或在本行须遵守的任何法例所容许或要求下，本行是不准许将个人资料披露与第三者。

资料保留

本行将保留所有网上交易的记录作核实及稽查之用。当不再需要该等资料时，本行将销毁该等资料。

资料之安全保障

所有提供与本行之个人资料将受到保障，只准许获授权之员工查阅。

个人资料可能会传输或储存在您所居住国家外的地方。不管个人资料于何处传输，本行会采取一切合理的必要措施以确保个人资料被安全的保存。

您应该知悉，网际网路并非安全之通讯方式。透过网际网路发送和接收资讯有其风险，包括未获授权的第三方侵入及干扰的风险。透过网际网路传送之资讯可能是经由对于隐私及资料保护较为薄弱之国家(与您所居住国家相比)进行国际传输(即使发送者和接收者位于同一个国家)。您的个人资料如透过网际网路传输，对其保密性、安全性及完整性，本行并不承担责任或义务。

其他条款和条件

在本行银行及产品合约中可能有特定的条款及条件规管您的个人资料搜集、使用及披露。这些条款及条件应与本私隐政策声明一并阅读。

直接促销

如阁下不希望本行使用阁下之个人资料或将阁下之个人资料提供予其他人士作直接促销用途，阁下可通知本行行使阁下之选择权拒绝促销。

个人资料收集声明

请参阅中国民生银行股份有限公司香港分行的「关于收集和处理个人资料致客户及其他个别人士的通知.pdf」

存取之权利

根据适用法律、法规及/或业界准则之规定，您有权要求提供您个人资料的复制本，而本行依法可收取提供复制本之费用。

任何关于个人资料查阅或更正、或索取关于个人资料政策及守则或所持有个人资料类别的要求，应向下列人士提出：

资料保护主任

中国民生银行股份有限公司香港分行

香港中环金融街8 号国际金融中心二期40 楼

电话：2281 6800

传真：2899 2617

**此中文本只供参考用，文义如有歧异，以英文本为准。

2017年6月